|
Health Insurance Definitions
A good health insurance policy
protects you and your family against
financial losses resulting from sickness or accidental bodily
injury.
Private Health Insurance
Private health insurance is coverage by a health plan provided
through an employer or union or purchased by an individual
from a private health insurance company.
Direct-purchase plans
Direct-purchase health insurance is coverage though a plan
purchased by an individual from a private company.
Government Health Insurance
Plans that are funded by the Federal, State
Government or local level are known as health insurance. The major categories
of government health insurance are medicare, medicaid, the
State Children’s Health Insurance Program (SCHIP), military
health care, state plans, and the Indian Health Service.
Employment-based plans
Employment-based health insurance may be offered by the
employer or through
one’s own employment or a relative’s.
Medicare
Medicare helps people older tham 65 and and for certain people under
65 with long term disabilities, to pay off health care
costs.
Medicaid
Medicaid is a state level program to
provide medical assistance to the needy. Under this program
the needy families having dependent children, the aged, blind, and disabled who are eligible for Medicaid.
Different states give different name to this program.
SCHIP
State Childrens' Health Insurance Program provides health care to
parents with low-income for their children who do not qualify for
Medicaid program. This program is administered
by the state government. SCHIP may be known by different names in different
states
Military health care
Military health care programs are known as TRICARE/CHAMPUS (Civilian Health
and Medical Program of the Uniformed Services) and CHAMPVA
(Civilian Health and Medical Program of the Department of
Veterans Affairs), as well as care provided by the Department
of Veterans Affairs (VA).
TRICARE/CHAMPUS
TRICARE or CHAMPUS is a military health care program
for active duty and retired members of the uniformed services,
their families and survivors.
CHAMPVA
Under Civilian Health and Medical
Program of Veterans Affairs (CHAMPVA), Department of Veterans helps
to pay off the cost of medical services
for eligible veterans, veteran‘s dependents, and survivors
of veterans.
VA
Under the VA program, the Department of Veterans Affairs provides medical
assistance to eligible veterans of the Armed Forces.
State-specific plan
Some states offer health care insurance programs for low-income
uninsured individuals. These health insurance plans may be known by
different names in different states.
Indian Health Service
Under
Indian Health Service (IHS) program, eligible American
Indians get medical assistance from the department of Health and Human Services at IHS facilities.
The IHS also helps pay to pay off the cost of selected health
care services provided at non-IHS facilities.
ABC's of Health Insurance
California Business and Individual Health, Life, Senior, Travel
Insurances, Investments and Living Trusts.
Medical
Translation Services Medical, financial, technical and
general subjects translated. Translation in English, German
and Hungarian
Mortgages,Refinancing
and Health Insurance- Estreetloans.com offers mortgages,
refinancing and health insurance with great rates. Get a free
quote today.
No Hassle Personal
Loans The online leader for cheap personal loans.
Health savings account,
Health savings plan, HSA HSA, Health savings account,
Health savings plan HSAfinder Largest, independent provider of
information on HSAs: how to get health insurance (online
quotes available) and set-up an HSA account (comparison of
bank rates and offerings).
health savings account
Online health insurance quote, health savings account, HSA –
2HSA.com - We focus our health insurance coverage on HSA or
Health savings Accounts and have links to all of the top HSA
providers.
| Apply for our FREE Loan Service whether you are looking to save money by clearing all your credit, or if you require money for a new car, house loan, personal loan etc.
|
|